10 Year Term Life Insurance

People in their thirties (30s)

Examples of 10 year term policy prices if you are in your thirties.

Average Rates per month shown

10 year term - Woman - non-smoking

AGE $100,000 $200,000 $300,000 $400,000 $500,000 $1,000,000
Woman 30 Years Old $7.96 $11.55 $11.73 $14.18 $16.63 $27.13
Woman 31 Years Old $7.96 $11.55 $11.73 $14.18 $16.63 $27.13
Woman 32 Years Old $7.96 $11.55 $11.73 $14.18 $16.63 $27.56
Woman 33 Years Old $7.96 $11.55 $11.73 $14.18 $16.63 $27.56
Woman 34 Years Old $7.96 $11.55 $11.73 $14.18 $16.63 $27.56
Woman 35 Years Old $8.14 $11.90 $11.99 $14.53 $17.06 $28.88
Woman 36 Years Old $8.40 $12.43 $12.51 $15.23 $17.94 $30.63
Woman 37 Years Old $8.66 $12.95 $13.04 $15.93 $18.81 $32.38
Woman 38 Years Old $9.19 $14.00 $13.56 $16.63 $19.69 $35.00
Woman 39 Years Old $9.54 $14.70 $14.61 $18.03 $21.44 $37.63

 

10 year term - Man - non-smoking

AGE $100,000 $200,000 $300,000 $400,000 $500,000 $1,000,000
30 Year Old Man $8.40 $12.43 $12.78 $15.58 $18.38 $31.06
31 Year Old Man $8.40 $12.43 $12.78 $15.58 $18.38 $31.06
32 Year Old Man $8.40 $12.43 $12.78 $15.58 $18.38 $31.06
33 Year Old Man $8.40 $12.43 $12.78 $15.58 $18.38 $31.06
34 Year Old Man $8.40 $12.43 $12.78 $15.58 $18.38 $31.06
35 Year Old Man $8.58 $12.78 $13.30 $16.28 $19.25 $32.81
36 Year Old Man $8.84 $13.30 $13.83 $16.98 $20.13 $35.00
37 Year Old Man $9.10 $13.83 $14.61 $18.03 $21.44 $37.63
38 Year Old Man $9.54 $14.70 $15.66 $19.43 $23.19 $40.25
39 Year Old Man $9.89 $15.40 $16.71 $20.83 $24.94 $43.75

 

 

 

10 year term - Woman - smoker

AGE $100,000 $200,000 $300,000 $400,000 $500,000 $1,000,000
30 Years Old $11.73 $18.20 $24.68 $31.15 $37.63 $70.00
31 Years Old $11.90 $18.55 $25.20 $31.85 $38.09 $71.75
32 Years Old $12.08 $18.90 $25.73 $32.55 $38.52 $72.76
33 Years Old $12.25 $19.25 $26.25 $33.25 $38.95 $73.62
34 Years Old $12.43 $19.60 $26.62 $33.95 $39.38 $74.47
35 Years Old $12.51 $19.78 $27.04 $34.30 $41.56 $77.88
36 Years Old $13.39 $21.53 $29.66 $37.80 $45.94 $86.63
37 Years Old $14.18 $23.10 $32.03 $40.95 $49.88 $94.50
38 Years Old $15.05 $24.85 $34.65 $44.45 $54.25 $103.25
39 Years Old $15.84 $26.43 $37.01 $47.60 $58.19 $111.13

 

10 year term - Man - smoker

AGE $100,000 $200,000 $300,000 $400,000 $500,000 $1,000,000
Man Age 30 $14.09 $22.93 $31.76 $40.60 $48.79 $93.30
Man Age 31 $14.18 $23.10 $32.03 $40.95 $49.22 $94.16
Man Age 32 $14.35 $23.45 $32.55 $41.65 $49.65 $95.02
Man Age 33 $14.44 $23.63 $32.81 $42.00 $50.08 $95.87
Man Age 34 $14.53 $23.80 $33.08 $42.35 $50.50 $96.73
Man Age 35 $14.70 $24.15 $33.60 $43.05 $52.50 $99.75
Man Age 36 $15.84 $26.43 $37.01 $47.60 $58.19 $111.13
Man Age 37 $16.98 $28.70 $40.43 $52.15 $63.88 $122.50
Man Age 38 $18.20 $31.15 $44.10 $57.05 $70.00 $133.88
Man Age 39 $19.43 $33.60 $47.78 $61.95 $76.13 $146.13